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Personal Loans in India – Gujarat to PAN-India Coverage

Quick unsecured personal loans for travel, education, weddings, medical needs and more—available across India.

Low Interest & Flexible EMIs

Choose repayment that fits your monthly budget.

Minimal Documentation

Paperwork made simple — we guide you through every step.

Fast Disbursal

Many cases get approved within 24–72 hours depending on profile.

Trusted Partners

Work with leading banks and NBFCs across India.

Our Personal Loan Lending Partners

Compare all our partner Banks & NBFCs in one place — check eligibility, interest rates and benefits, then apply directly.

HDFC Bank

BankSalaried
9.99% – 24% p.a.*
₹25,000 – ₹50 LakhLoan Amount
3 – 72 monthsTenure
Up to ₹6,500 + GSTProcessing Fee

Eligibility

  • Age: 21 – 60 years
  • Salaried – private Ltd. / PSU / Govt.
  • Minimum net salary: ₹25,000 / month
  • Work exp.: 2 years (1 year with current employer)
  • CIBIL 720+ preferred

Key Benefits

  • Pre-approved customers: money in 10 seconds
  • No collateral required
  • Balance transfer option for lower EMI
  • Special rates for existing customers
Apply Now →

Tata Capital

NBFCSalaried / Self-Employed
10.99% – 29.99% p.a.*
Up to ₹35 LakhLoan Amount
Up to 72 monthsTenure
Up to 5% + GSTProcessing Fee

Eligibility

  • Age: 21 – 58 years
  • Salaried or self-employed
  • Min. income: ₹15,000/month (₹25,000 in metros)
  • 1 year in current job (2 years total)
  • CIBIL 700+ preferred

Key Benefits

  • Part-prepayment up to 25% free of charge
  • No collateral required
  • Flexible EMI & tenure options
  • Quick digital application process
Apply Now →

L&T Finance

NBFCSalaried / Self-Employed
From 10.50% p.a.*
₹50,000 – ₹30 LakhLoan Amount
12 – 72 monthsTenure
Up to 4%Processing Fee

Eligibility

  • Age: 21 – 58 years
  • Min. net monthly income: ₹25,000
  • CIBIL 700+ (750+ for best rates)
  • 1+ year in current role preferred
  • Salaried at a registered company

Key Benefits

  • Approval in as fast as 2 minutes
  • No income proof for strong credit profiles
  • Pre-approved disbursal in 5 minutes
  • Fully digital, PAN & Aadhaar based KYC


Apply Now →

Piramal Finance

NBFCSalaried
12.99% – 24% p.a.*
₹25,000 – ₹5 Lakh (digital)Loan Amount
3 – 60 monthsTenure
Up to 5% + taxesProcessing Fee

Eligibility

  • Age: 21 – 58 years
  • Salaried – private / public sector
  • Min. monthly salary: ₹15,000 – ₹25,000
  • CIBIL 700+ preferred
  • 1 year work experience

Key Benefits

  • ZERO prepayment & foreclosure charges (salaried)
  • Disbursal within 24 hours
  • 100% online process
  • No collateral required
Apply Now →

Hero FinCorp

NBFCSalaried / Self-Employed
From 18% p.a.*
Up to ₹7 LakhLoan Amount
12 – 60 monthsTenure
Min. 2.5% + GSTProcessing Fee

Eligibility

  • Age: 21 – 58 years
  • Salaried or self-employed
  • Min. monthly income: ₹15,000
  • CIBIL 725+ preferred
  • 1 year at current residence preferred

Key Benefits

  • Approval in as fast as 10 minutes
  • NO prepayment charges
  • Check your rate in 60 seconds (no CIBIL impact)
  • 100% paperless, no branch visit
Apply Now →

Unity Small Finance Bank

Small Finance BankSalaried
16% – 30% p.a.*
Up to ₹5 LakhLoan Amount
12 – 36 monthsTenure
Up to 3% + taxProcessing Fee

Eligibility

  • Age: 23 – 55 years
  • Min. monthly income: ₹20,000
  • CIBIL 675+
  • Salaried with salary credited in bank
  • Based on credit score

Key Benefits

  • Fully digital loan process
  • 3-day cooling-off period after disbursal
  • No collateral required
  • Flexible EMI cycle date option
Apply Now →

Bhanix Finance (KreditBee)

NBFCSalaried / Self-Employed
12% – 28.5% p.a.*
₹6,000 – ₹10 LakhLoan Amount
6 – 60 monthsTenure
Up to 4.7% + GSTProcessing Fee

Eligibility

  • Age: 21 – 60 years
  • Min. monthly income: ₹10,000
  • Household income above ₹25,000/month
  • 2 months in current company (salaried)
  • Low CIBIL also considered

Key Benefits

  • Disbursal in minutes, direct to bank
  • Available 24x7, fully online
  • Loans even with low / new-to-credit score
  • No collateral required
Apply Now →

Zype

Digital LenderSalaried
18% – 34% p.a.*
₹3,000 – ₹5 LakhLoan Amount
6 – 36 monthsTenure
2% – 6%Processing Fee

Eligibility

  • Age: 18 – 58 years
  • Salaried professionals only
  • Min. monthly salary: ₹15,000
  • CIBIL 650+ (better score → better rate)
  • Salary credited to bank account

Key Benefits

  • Approval in 60 seconds
  • Zero paperwork – PAN, Aadhaar & bank details
  • Instant disbursal after approval
  • No foreclosure charges


Apply Now →

FatakPay

Digital LenderSalaried / Self-Employed
From 1.2% / month*
Up to ₹5 LakhLoan Amount
Up to 48 monthsTenure
2% – 6%Processing Fee

Eligibility

  • Age: 21 – 55 years
  • Salaried or self-employed
  • Indian resident with valid PAN & Aadhaar
  • Active bank account required
  • Income proof / bank statement

Key Benefits

  • 3 flexible plans – Lite / Plus / Prime
  • No prepayment penalty
  • 100% digital KYC (PAN + Aadhaar + selfie)
  • Instant eligibility check
Apply Now →

CreditSea

Digital LenderSalaried / Self-Employed
14% – 36% p.a.*
₹6,000 – ₹2 LakhLoan Amount
3 – 36 monthsTenure
2% – 4.5%Processing Fee

Eligibility

  • Age: 21 – 55 years
  • Min. income: ₹18,000 (metro) / ₹15,000 (non-metro)
  • 1 year in current job / profession
  • Indian resident citizen
  • PAN + Aadhaar + bank statement

Key Benefits

  • Instant loan offer, money in minutes
  • Only PAN card + address proof needed
  • Credit-builder loan option available
  • 100% online process
Apply Now →

Prefr

Digital LenderSalaried / Self-Employed
15% – 36% p.a.*
₹51,000 – ₹5 LakhLoan Amount
6 – 48 monthsTenure
3% – 5% (min ₹1,500 + GST)Processing Fee

Eligibility

  • Age: 22 – 55 years
  • Min. income: ₹18,000 (salaried) / ₹20,000 (self-employed)
  • CIBIL 725+ preferred (new-to-credit also OK)
  • Auto-debit repayment from bank account
  • Fully digital assessment

Key Benefits

  • Disbursal in about 2 hours
  • No CIBIL inquiry until disbursement
  • 100% paperless process
  • No collateral required
Apply Now →

*Interest rates, fees and eligibility criteria are indicative, as published by the respective lenders, and may change at the lender’s sole discretion. Final rate and amount depend on your credit profile and the lender’s assessment.

Eligibility – Personal Loan

  • Indian citizen, age 21–60 years
  • Salaried or self-employed with stable income
  • Work experience/business continuity as per lender policy
  • Healthy bank statements & credit profile

Documents Required

  • PAN & Aadhaar (KYC)
  • Address proof (Aadhaar/Voter ID/Utility bill, etc.)
  • Income proof:
    • Salaried – last 6 months’ salary slips & 6 months’ bank statements
    • Self-employed – ITR/financials and recent bank statements
  • Recent passport size photograph

Where We Serve (PAN-India)

Ahmedabad, Rajkot, Surat, Vadodara, Jamnagar, Junagadh, Bhavnagar, Porbandar, Morbi, Gandhinagar, Bhuj; plus Mumbai, Pune, Nagpur, Indore, Bhopal, Jaipur, Delhi-NCR, Chandigarh, Lucknow, Kanpur, Kolkata, Bhubaneswar, Patna, Ranchi, Guwahati, Bengaluru, Hyderabad, Chennai, Coimbatore and more.